Gate House Compliance Solutions

Powered By Gate House Strategies And CrossCheck Compliance

Gate House Compliance and industry leader CrossCheck Compliance have formed a strategic partnership to provide a comprehensive compliance solution for lending institutions managing fair lending and fair housing regulations.

We have assembled a team of industry experts to provide compliance support and solutions across asset classes in financial services that include mortgage, student loans, credit cards, and other secured and unsecured credit products.

What is Gate House Compliance 365?

Gate House Compliance 365 is an entirely new approach, a unique and sophisticated solution providing structure and implementation to a firm’s compliance. Our team of industry-recognized advisors provide C-suite executives and their boards comprehensive and ongoing support — the daily fundamental services required for success.

Lenders and servicers can benefit from Gate House Compliance 365’s coordinated, dynamic approach to the management of regulatory risk. Clients can choose services to complement their current compliance program according to their needs. They can also benefit from Gate House Compliance 365’s.

Scope of Services

  • Fair lending and servicing assessments
  • Compliance monitoring, targeted reviews, reporting, governance, including checklists and tools
  • Risk mitigation strategies, policy, data integrity / analytics, regulatory, legal reporting
  • Compliance management system reviews
  • Exam and audit support
  • Litigation support and legal strategies
  • Enforcement and consent order support
  • Intelligence on government policies, actions, examinations, conflicts, and industry trends
  • Equity, discrimination, deceptive advertising, credit access, offerings, redlining, pricing reviews
  • Guidance on black box modeling, algorithms, and artificial intelligence
An annual membership with Gate House Compliance 365’s subscription service includes access to our standard services plus the following:
  • Fair and Equitable Housing Compliance Checklists
  • Vendor Oversight Tips and Templates
  • Litigation Watch
  • Enforcement Watch
  • Policy Watch
  • Tech/AI Watch
  • Best Practices, News and Developments
  • FEH P&P and Fair Lending Statement Templates
  • Training Tips and Shorts (videos and emails)
  • Train the Trainers
  • P&P Recertification Guidance
  • Annual Review
  • Quarterly Executive Team Meeting
  • Annual Board Meeting
  • Consulting Hours for Advisory Services
  • A.I. / Blackbox Consulting
Al a Carte Solutions include an entire spectrum of services to supplement your current compliance programs. Services include:

Fair and Equitable Housing Services

  • Outsourced On-going Monitoring
  • Audit/Support of On-going Monitoring
  • FEH Due Diligence
  • FEH Exam/Audit Support
  • FEH Enforcement/Consent Order Support
  • FEH Legal Review and Litigation Support
  • Consulting

Fair Lending Services

  • Risk Assessment
  • Program Review
  • Performance Analysis
  • Servicing Analysis
  • Comparative and Single File Reviews
  • HMDA Policy & Procedure Review
  • HMDA Data Integrity
  • Consulting

Legal Review and Litigation Support

  • Expert perspective into Regulators, GSE and HUD/FHA/Ginnie Mae credit and servicing policies, including whether originator/servicer policies and procedures comply
  • Historical insights and knowledge of Regulators, GSE and HUD / FHA
  • Analysis from former Chair and Members of the HUD Mortgagee Review Board