Tom Wells

  • Senior Consultant, Gate House Strategies, LLC
  • Senior Director, Client Credit Management, Federal Home Loan Mortgage Corporation (Freddie Mac)
  • Director of Credit, Client Credit Management, Federal Home Loan Mortgage Corporation (Freddie Mac)
  • Senior Director, Customer Performance Management, Federal Home Loan Mortgage Corporation (Freddie Mac)
  • Asset Manager, Capital Reality Investors

Tom Wells is a Senior Consultant with Gate House Strategies. He served as Senior Director of Client Credit Management with Freddie Mac before retiring from Freddie Mac, where he was responsible for all front-line credit risk management of over 1,000 lenders with sales over $300 billion, which included negotiating credit terms different than standard industry terms, performance management (models/scorecards, defaults, quality control, lender processes), writing mortgage credit policy, and client credit relationship management. Tom has served in a number of other senior roles throughout his 30- year tenure with Freddie Mac including Senior Director, Customer Performance Management; Director of Credit, Customer Credit Implementation; and Director of Credit, Regional and Community Lending.

With over 30 years as a senior mortgage finance professional, Tom provides strong leadership, client relationship and excellent credit risk management skills. His outstanding track record of success understanding and solving credit risk problems, and innovating and negotiating with mortgage financial institutions large and small, has made him a sought after thought leader in the industry, public speaker at conferences and seminars, and key advisor for market leading clients.

Tom has a BS Finance from the University of Maryland, MBA from George Washington University, and executive leadership training from Tuck School of Business at Dartmouth.