Analysis & Opinion

Michael Frueh Joins Gate House Team

Former VA Acting Under Secretary Michael Frueh joins Gate House as Senior Advisor. Expert insights on VA lending, GSE programs, and government mortgage policy.

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January 13, 2026

Gate House's Keith Becker on Critical VA Loan Program Changes

Keith Becker discusses the end of VASP and legislative challenges ahead for VA loan partial claims, highlighting implementation hurdles and congressional requirements.

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April 18, 2025

What Awaits our new HUD Secretary

Gate House Strategies Chairman Brian Montgomery highlights the challenges and opportunities for new HUD Secretary Scott Turner, including high mortgage rates, housing inventory shortages, and rising homelessness. Turner, who led Trump's Opportunity Zones, will manage HUD's $73 billion budget and $2.6 trillion in mortgages, addressing fair housing enforcement and FHA portfolio uncertainties. Ginnie Mae's leadership and MBS platform transition are also key focuses.

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February 6, 2025

3 Questions for Gate House’s Hunter Kurtz

What can government do to make things better for localities working to create affordable housing? Mostly get out of the way, says Gate House Strategies’ Hunter Kurtz. “The biggest hurdles that local affordable housing practitioners face are rules and regulations at both the federal and local levels, he says in this Q&A.

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January 14, 2025

3 Questions from Gate House for Steve O’Connor

Long-time Mortgage Bankers Association executive Steve O’Connor recently retired after working with industry leaders for four decades. We asked Steve to share his observations about what industry professionals should be focused on right now.

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December 2, 2024

3 Questions from Gate House for Tim Rood

Discover Tim Rood's insights on government overreach in housing regulation, rising mortgage costs, and innovative AI-driven solutions for real estate compliance...

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October 24, 2024

3 Questions for Gate House Compliance Team Member Mike Forester

Explore fair lending risks with Mike Forester, co-founder of CrossCheck Compliance. Learn about pricing, redlining, and other hidden threats lenders face. Read ...

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October 11, 2024

3 Questions for Gate House Compliance’s Dror Oppenheimer

Dror Oppenheimer, a nationally recognized credit and underwriting expert, discusses the CFPB's Reg X proposal, emphasizing the importance for mortgage servicers...

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July 24, 2024

Modern Day Redlining - Fair Lending and Servicing Compliance Challenging the industry Today

Explore the complexities of modern-day redlining and its impact on fair lending and mortgage servicing compliance. Learn how evolving regulatory expectations ch...

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June 20, 2024

The Man Who Played a Central Role in the Passage of the Fair Housing Act

Discover the pivotal role Stephen J. Pollak played in passing the 1968 Fair Housing Act. Learn how his leadership and negotiation skills helped shape one of the...

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May 22, 2024

A Time to be Vigilant

Gate House moves to support fair lending and servicing with the launch of its new subsidiary, Gate House Compliance, including a proprietary compliance manageme...

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February 13, 2024

Housing Market Update – January 7, 2024

Housing Market Update - January 7, 2024 The inflation picture in the U.S. has improved quite significantly, so much so that the Fed has appeared to have pivoted...

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January 6, 2024

Gate House Chairman Brian Montgomery weighs in on the regulatory landscape with respect to fair lending and the need for financial service executives to be proactive

Gate House Chairman Brian Montgomery weighs in on the regulatory landscape with respect to fair lending and the need for financial service executives to be proa...

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January 2, 2024

Housing Market Recap (excerpted from Gate House’s weekly note to clients) December 1, 2023

Housing Market Recap (excerpted from Gate Houses weekly note to clients) December 1, 2023 With FHFA indicating 5.5% home price appreciation year-over-year on l....

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November 30, 2023

Housing Market Recap (excerpted from Gate House’s weekly note to clients) September 1, 2023

Housing Market Recap (excerpted from Gate Houses weekly note to clients) September 1, 2023 As mortgage rates hit a 22-year high and existing homeowners continu....

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August 31, 2023

Housing Market Recap (excerpted from Gate House’s weekly note to clients) August 25, 2023

Housing Market Recap (excerpted from Gate Houses weekly note to clients) As anticipated, Chairman Powell maintained a rather hawkish tone Friday afternoon, cit....

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August 24, 2023

Housing Market Recap (excerpted from Gate House’s weekly note to clients) August 25, 2023

Housing Market Recap (excerpted from Gate Houses weekly note to clients) As anticipated, Chairman Powell maintained a rather hawkish tone Friday afternoon, cit....

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December 24, 2023

Housing Market Recap (excerpted from Gate House’s weekly note to clients) August 18, 2023

Housing Market Recap (excerpted from Gate Houses weekly note to clients) The Fed will be in Jackson Hole next week, where Chairman Jay Powell is expected to sp....

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August 17, 2023

Gate House Partner Hunter Kurtz shares his insights on the challenges for lawmakers around affordable housing at the Millennial Action Project Future Summit 2023

Gate House Partner Hunter Kurtz shares his insights on the challenges for lawmakers around affordable housing at the Millennial Action Project Future Summit 202...

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August 13, 2023

Housing Market Recap (excerpted from Gate House’s weekly note to clients) August 8, 2023

Housing Market Recap (excerpted from Gate Houses weekly note to clients) August 8, 2023 Eyes will be on inflation data coming out this week. The news on that f....

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August 7, 2023

Housing Market Recap (excerpted from Gate House’s weekly note to clients) July 26, 2023

Housing Market Recap (excerpted from Gate Houses weekly note to clients) July 26, 2023 As the market was expecting, the Fed raised interest rates another quart....

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July 25, 2023

Housing Market Recap (excerpted from Gate House’s weekly note to clients) July 19, 2023

Housing Market Recap (excerpted from Gate Houses weekly note to clients) July 19, 2023 Its a busy week for housing data. The National Association of Homebuild.....

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July 18, 2023

Housing Market Recap (excerpted from Gate House’s weekly note to clients) July 12, 2023

Housing Market Recap (excerpted from Gate Houses weekly note to clients) July 12, 2023 With U.S. 30-year fixed mortgage rates touching an average of 6.81% this....

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July 11, 2023

Housing Market Recap (excerpted from Gate House’s weekly note to clients) June 27, 2023

Housing Market Recap (excerpted from Gate Houses weekly note to clients) June 27, 2023 Amidst somewhat surprising signs of resilience this year in the U.S. eco....

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June 26, 2023

Housing Market Recap (excerpted from Gate House’s weekly note to clients) June 22, 2023

Housing Market Recap (excerpted from Gate Houses weekly note to clients) June 22, 2023 Fed Chairman Jay Powell is on the Hill delivering the Feds semiannual r.....

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June 21, 2023

Housing Market Recap (excerpted from Gate House’s weekly note to clients) June 13, 2023

Housing Market Recap (excerpted from Gate Houses weekly note to clients) June 13, 2023 We are awaiting the Fed Boards decision on interest rates Wednesday aft.....

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June 12, 2023

Housing Market Recap (excerpted from Gate House’s weekly note to clients) June 6, 2023

Housing Market Recap (excerpted from Gate Houses weekly note to clients) June 6, 2023 Although stress in the banking sector continues in this rate environment,....

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June 5, 2023

Housing Market Recap (excerpted from Gate House’s weekly note to clients) May 17, 2023

Housing Market Recap (excerpted from Gate Houses weekly note to clients) May 17, 2023 The Wall Street Journal reports that after the average city office occupa....

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May 16, 2023

Housing Market Recap (excerpted from Gate House’s weekly note to clients) May 10, 2023

Housing Market Recap (excerpted from Gate Houses weekly note to clients) May 10, 2023 Both Warren Buffet and Jamie Dimon said in the days following the JPMorga....

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May 9, 2023

Housing Market Recap (excerpted from Gate House’s weekly note to clients) May 3, 2023

Housing Market Recap (excerpted from Gate Houses weekly note to clients) May 3, 2023 Activity at the Feds discount window and the Bank Term Lending Program ro.....

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May 2, 2023

Housing Market Recap (excerpted from Gate House’s weekly note to clients) April 10, 2023

Housing Market Recap (excerpted from Gate Houses weekly note to clients) April 10, 2023 There continues to be a conundrum in US markets: Q1 was very strong for....

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April 9, 2023

Housing Market Recap (excerpted from Gate House’s weekly note to clients) April 5, 2023

Housing Market Recap (excerpted from Gate Houses weekly note to clients) April 5, 2023 Redfin reported more house hunters are returning to the market as mortga....

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April 4, 2023

Housing Market Recap Gate House’s weekly March 27, 2023

Housing Market Recap (excerpted from Gate Houses weekly note to clients) March 27, 2023 Markets appeared to be mollified slightly over the weekend after the FD....

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March 26, 2023

Gate House Partners Weigh in on Challenges in the Reverse Mortgage Market

Gate House Partners Weigh in on Challenges in the Reverse Mortgage Market In their recent article for Reverse Mortgage Daily, Gate House Partners Keith Becker, ...

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March 23, 2023

Gate House Partner Hunter Kurtz joins “Changemakers with Katie Gore”

Gate House Partner Hunter Kurtz joins Changemakers with Katie Gore Gate House Vice Chairman Hunter Kurtz joined @ConsultQuadel President and @Forbes_Books con.....

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July 19, 2022

Dain Ehring: AI Mortgage Genie Out Of The Bottle

Dain Ehring: AI Mortgage Genie Out Of The Bottle In a recent piece published by DS News, Gate House Digital CEO/President Dain Ehring discusses the role of Arti...

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June 20, 2022

Gate House Strategies Celebrates One Year, Announces the formation of Gate House Digital

Gate House Strategies Celebrates One Year, Announces the formation of Gate House Digital Washington, DC: Gate House Strategies, LLC is pleased to celebrate one ...

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May 4, 2022

HUD Foster Youth to Independence Initiative Received Well-Deserved Recognition for Innovative Approach

HUD Foster Youth to Independence Initiative Received Well-Deserved Recognition for Innovative Approach Gate House Vice Chairman Hunter Kurtz, when he served as ...

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December 22, 2021

The Positive Capital Ratio for the HECM Program Is No Time for Complacency

The Positive Capital Ratio for the HECM Program Is No Time for Complacency In their recent article for Reverse Mortgage Daily, Gate House Founding Partners Bria...

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November 28, 2021

Montgomery, Becker, Oppenheimer: Reverse Mortgage Capital Ratio Turns Positive, But No Time for Complacency, Reverse Mortgage Daily

Written By Brian D. Montgomery, Keith Becker and Dror Oppenheimer For the first time since 2015, the Capital Ratio for the reverse, or Home Equity Conversion Mo...

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November 20, 2021

FHA Should Prepare for the Next Storm, Hold Steady on Premiums

FHA Should Prepare for the Next Storm, Hold Steady on Premiums Gate House Chairman Brian Montgomery and CEO Keith Becker recently opined in the M Report on the ...

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November 15, 2021

America’s Call to Duty to End Veterans Homelessness

Americas Call to Duty to End Veterans Homelessness Gate House Vice Chairman Hunter Kurtz moderated a panel for the Bipartisan Policy Center (BPC) forum on the ....

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November 8, 2021

Reflections on a Career in Public Service

Reflections on a Career in Public Service Reflecting on his long career in public service, Gate House Chairman Brian Montgomery spoke with DS News about the key...

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October 7, 2021

9-11 Twenty Years On

9-11 Twenty Years On Ever year since 9-11, Gate House Chairman and Co-Founder Brian Montgomery has delivered remarks reflecting on his experience on 9-11, when ...

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September 9, 2021

HECM Program Has Evolved as Secretary Held Has Grown, Servicing Challenges Rise

HECM Program Has Evolved as Secretary Held Has Grown, Servicing Challenges Rise Gate House Chairman Brian Montgomery recently spoke with Chris Clow of Reverse M...

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June 8, 2021

Two Weeks On

Two Weeks On Happy Friday. After completing a remarkable first two weeks for Gate House Strategies, I wanted to take this opportunity to thank everyone with who...

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May 20, 2021

Opportunities And Challenges Abound In Affordable Housing: Advice Needed

Opportunities and challenges abound in affordable housing: Advice needed Few issues are more salient to the challenges our country faces today than the shortage...

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May 4, 2021

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Michael Frueh Joins Gate House Team

Gate House's Keith Becker on Critical VA Loan Program Changes

What Awaits our new HUD Secretary

3 Questions for Gate House’s Hunter Kurtz

3 Questions from Gate House for Steve O’Connor

3 Questions from Gate House for Tim Rood

3 Questions for Gate House Compliance Team Member Mike Forester

3 Questions for Gate House Compliance’s Dror Oppenheimer

Modern Day Redlining - Fair Lending and Servicing Compliance Challenging the industry Today

The Man Who Played a Central Role in the Passage of the Fair Housing Act

A Time to be Vigilant

Housing Market Update – January 7, 2024

Gate House Chairman Brian Montgomery weighs in on the regulatory landscape with respect to fair lending and the need for financial service executives to be proactive

Housing Market Recap (excerpted from Gate House’s weekly note to clients) December 1, 2023

Housing Market Recap (excerpted from Gate House’s weekly note to clients) September 1, 2023

Housing Market Recap (excerpted from Gate House’s weekly note to clients) August 25, 2023

Housing Market Recap (excerpted from Gate House’s weekly note to clients) August 25, 2023

Housing Market Recap (excerpted from Gate House’s weekly note to clients) August 18, 2023

Gate House Partner Hunter Kurtz shares his insights on the challenges for lawmakers around affordable housing at the Millennial Action Project Future Summit 2023

Housing Market Recap (excerpted from Gate House’s weekly note to clients) August 8, 2023

Housing Market Recap (excerpted from Gate House’s weekly note to clients) July 26, 2023

Housing Market Recap (excerpted from Gate House’s weekly note to clients) July 19, 2023

Housing Market Recap (excerpted from Gate House’s weekly note to clients) July 12, 2023

Housing Market Recap (excerpted from Gate House’s weekly note to clients) June 27, 2023

Housing Market Recap (excerpted from Gate House’s weekly note to clients) June 22, 2023

Housing Market Recap (excerpted from Gate House’s weekly note to clients) June 13, 2023

Housing Market Recap (excerpted from Gate House’s weekly note to clients) June 6, 2023

Housing Market Recap (excerpted from Gate House’s weekly note to clients) May 17, 2023

Housing Market Recap (excerpted from Gate House’s weekly note to clients) May 10, 2023

Housing Market Recap (excerpted from Gate House’s weekly note to clients) May 3, 2023

Housing Market Recap (excerpted from Gate House’s weekly note to clients) April 10, 2023

Housing Market Recap (excerpted from Gate House’s weekly note to clients) April 5, 2023

Housing Market Recap Gate House’s weekly March 27, 2023

Gate House Partners Weigh in on Challenges in the Reverse Mortgage Market

Gate House Partner Hunter Kurtz joins “Changemakers with Katie Gore”

Dain Ehring: AI Mortgage Genie Out Of The Bottle

Gate House Strategies Celebrates One Year, Announces the formation of Gate House Digital

HUD Foster Youth to Independence Initiative Received Well-Deserved Recognition for Innovative Approach

The Positive Capital Ratio for the HECM Program Is No Time for Complacency

Montgomery, Becker, Oppenheimer: Reverse Mortgage Capital Ratio Turns Positive, But No Time for Complacency, Reverse Mortgage Daily

FHA Should Prepare for the Next Storm, Hold Steady on Premiums

America’s Call to Duty to End Veterans Homelessness

Reflections on a Career in Public Service

9-11 Twenty Years On

HECM Program Has Evolved as Secretary Held Has Grown, Servicing Challenges Rise

Two Weeks On

Opportunities And Challenges Abound In Affordable Housing: Advice Needed

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